I. PERSONAL INFORMATION

NAME__________________________________________________

ADDRESS_______________________________________________

SOC. SEC. or TAXPAYER ID#__________________TELEPHONE:(HOME)_______________

Account number:__________________________________

Marital Status:______Single_____Married______Other:_____

Number of Dependents:____

AGE:____

Occupation:____________________________Position:_________________________

Employer:______________________________Address:________________________

Years with current employer:__________________If less than two years,

name of previous employer:_______________________________

Education:(Check all that apply)

_____________   High School

_____________   College

_____________   Advance college Degree(s)

FINANCIAL SITUATION

Estimated annual income from all sources:

___   Below $20,000                                                     ___   $20,000 to $35,000

___   $35,000 to $50,000                                              ___   $50,000 to $100,000

___   $100,000 to $200,000                                          ___   Over $200,000

Estimated new worth (excluding primary residence): (check one)

___   Below $50,000                                                     ___   $50,000 to $100,000

___   $100,000 to $500,000                                          ___   $500,000 to $1 million

___   Over $1 million

Estimated liquid net worth (cash, equity securities, bonds, etc.:)

Check one:

__   Below $10,000                                                     ___   $10,000 to $25,000

___   $25,000 to $50,000                                           ___   $50,000 to $100,000

___   Over 100,000

Source of Annual Income (as a % of total income):

        Employment Compensation                                 _____%

        Investment Income                                              _____%

        Other (please specify: _____________________ )_____%

New Account? ___ Yes     ___ No

If no, date account opened:________________

Sources of Information for Section I above: (check one)

___     Customer

___     Other (please specify):________________

II. INVESTMENT OBJECTIVES AND EXPERIENCE

Investment Objectives:( If more than one, give order of importance with "1" being most important. )

___   Income (Cash-generating, high dividend stocks and bonds)

___   Growth (Long-term capital appreciation)

___   Safety of Principal/Income (Protection of investment plus income)

___   Safety of Principal/Growth (Protection of investment plus growth)

___   Speculation (High risk of loss)

___   Trading Profits

___   Other (please specify):_________

INVESTMENT EXPERIENCE:

TYPE                   YEAR OF                USUAL DOLLARS             NUMBER                TYPE

                             EXPERIENCE         INVESTED PER                 TRADES                  PER ACCT.

                                                              TRADE                               YEAR                      C/M*

-----------               ----------------            ---------------------                -----------------              ----------------

Non-Nasdaq/

non-exchange

stocks < $3

per share             ____________         _______________             ___________             ___________

Other stocks

priced < $5

per share            ____________         _______________             ___________             ___________

Stocks               ____________         _______________             ___________             ___________

Bonds                ____________         _______________             ___________             ___________

Options              ____________         _______________             ___________             ___________

Commodities      ____________         _______________             ___________             ___________

Other(specify):   ____________         _______________             ___________             ___________

_________________________         _______________             ___________             ___________

_________________________         _______________             ___________             ___________

*Type of Account: Designate C for Cash, M for Margin.

Source of Information for Section II above: (check one)

____   Customer

____   Other (please identify):_________________

Do you understand that you may lose your entire amount invested in your Designated Security purchase?

___Yes      ___No

III.   INVESTMENT ADVISER (If now applicable, check here__).

If there is no Investment Adviser for this account, check the box above and proceed to Section IV below. If you have retained an independent adviser to assist you in evaluation of the purchase of Designated Securities in this account, please provide the following information:

Name of Adviser_____________________________________________

Business Address_____________________________________________

Business Telephone___________________________________________

Credentials/Experience (to extent known by customer)__________________

Length of Time Adviser Has Advised Customer_______________________

IV.   OTHER INFORMATION

Customer may provide any other information he or she deems relevant to his or her financial status, investment objectives, or investment experience. Attach additional sheets if necessary.

_________________________________________________________________________________

_________________________________________

V.   SUITABILITY DETERMINATION

Dear Customer,

Based on the information provided in Section I through IV above, regarding your financial situation, investment objectives, and investment experience, for the reasons set forth below, we have determined that

transactions in Designated Securities are suitable for you. In addition, we have determined that you have sufficient knowledge and experience in financial matters to be capable of evaluating the risks of transactions in Designated Securities. The following analysis is the basis for this evaluation: (MUST BE COMPLETED)

 

______________________________________________________________________

Signature of Principal of Firm                                                Date

UNDER SECURITIES AND EXCHANGE COMMISSION RULES 15G, IT IS UNLAWFUL FOR US TO EFFECT THE SALE OF DESIGNATED SECURITIES TO YOU UNLESS WE HAVE RECEIVED FROM YOU, PRIOR TO THE TRANSACTION, A WRITTEN AGREEMENT TO THE TRANSACTION.

WE ARE REQUIRED TO PROVIDE YOU WITH THIS STATEMENT AS TO THE SUITABILITY OF TRANSACTIONS IN DESIGNATED SECURITIES FOR YOU. PLEASE READ VERY CAREFULLY. YOU SHOULD NOT SIGN AND RETURN THIS STATEMENT IF IT DOES NOT ACCURATELY REFLECT YOUR FINANCIAL SITUATION, INVESTMENT OBJECTIVE, AND INVESTMENT EXPERIENCE, OR IF YOU DO NOT UNDERSTAND THE BASED SET FORTH ABOVE, OF OUR DETERMINATION THAT TRANSACTIONS IN DESIGNATED SECURITIES ARE SUITABLE FOR YOU.

I CERTIFY THAT THE FOREGOING IS TRUE, CORRECT AND ACCURATE:

Signature of Customer(s)__________________________________Date:_______________

Printed Name_____________________________________________________________

Signature of Customer(s)__________________________________Date:_______________

Printed Name_____________________________________________________________

Comments:_______________________________________________________________

Note: Do not return this completed form to the brokerage firm via facsimile transmission or any other form of electronic transfer. The Firm must have the original copy of this form before it can effect transactions in Designated Securities.

___     Original signed copy to be filed in customer account file.

___     A copy of this document to be placed in Designated Securities control file.

___     Customer copy.