Select Sector SPDR - Consumer Discretionary - XLY

Top 10 Holdings as of 12/31/02

1.	Wal Mart Stores Inc	20.45%
2.	Viacom Inc	6.59%
3.	Aol Time Warner Inc	5.37%
4.	Home Depot Inc	5.11%
5.	Comcast Corp New	4.99%
6.	Disney Walt Co	3.06%
7.	Lowes Cos Inc	2.68%
8.	Target Corp	2.50%
9.	Clear Channel Communications	2.10%
10.	Ebay Inc	1.92%